Autumn 2014

NEWSLETTER

Quarterly Newsletter

 

Franklin Johnstown Federal Credit Union

“Member Helping Member”

What’s New

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What's New

Fee Schedule

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Services

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Scams/Phishing Alerts

      Identity Theft

    Youth Page

    Contact Us

   MEMBERS Financial        Network

ATM Overdraft Opt-In

Rates and Disclosures

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697

DISCLAIMER

The Franklin Johnstown Federal Credit Union’s website contains third party links which are not created or maintained by the credit union.  Links to other websites found here are provided to assist you in locating information.  A link between our website and another company’s does not constitute a product or program endorsement of any kind by Franklin Johnstown Federal Credit Union or it’s employees.  We have no responsibility for the content, accuracy, or propriety of information at the websites found at those links, or beyond.

Franklin Johnstown Federal Credit Union’s Privacy Policy does not apply to linked websites.  Therefore, it is advised to consult the privacy policies of any website visited outside of the www.franklinjohnstown.com domain.    

Federally insured by the NCUA

Voice Response Unit (VRU) number:

Local: 254-4377  Toll Free: 1-888-705-7906

Important!

 

Your credit union will never contact you to verify information that we already have on file.  Please make sure that all your personal information is correct.  If you have any doubt about a call, hang up and call one of our offices directly to verify.  DO NOT give out any information!

CARFAX® now available at your credit union.

Call for details.

Changes to the Debit Card Policy

 

Franklin Johnstown Federal Credit Union has had

an issue with members abusing their debit card

privileges. We reserve the right to close/block

VISA debit cards when an account goes negative. If

FJFCU blocks a card and then approves re-opening

the debit card account, the member will pay a fee of

$25.00 to reopen/activate the card. The reissuing

of the card is not automatic approval and the member

will pay any other costs associated with the reissue

of a debit card. Be sure to deduct every transaction

from your balance at the time of use to ensure

that you know exactly what is available in your account.

Transactions do not clear in order and not

every purchase is instantly withdrawn.

              Sewage Projects-Have we got a loan for you!        

Does it seem like you are dumping money down the drain?  Do you need new sewer lines?  This is becoming a common ailment for most people living in our area. Let Franklin Johnstown FCU help you put cash into your drain! We are offering a special loan rate of 8.49%* APR for sewer replacement projects.

Pick up a loan application and let Franklin Johnstown FCU help you replace your old sewer lines today!

*Certain terms and conditions apply based on credit.  Rates subject to change.

 

      Holiday Loans and Fuel Loan special!     

Get your Holiday shopping list started by applying for a Holiday loan of up to $2,500 for a term of 12 months. The APR is 7.99%*. Keep those high interest cards in your wallet and call our loan department for an application or just go to our website to print an application.

 

Contact our loan department to apply for a home fuel loan. For a limited time, we are offering fuel loans at 7.99%* APR for 12 months. Fill up the tank now and stay warm all winter. Loan proceeds will be paid directly to the fuel distributor. Let Franklin Johnstown FCU help you stay warm all winter and make it a little easier to do so.

*Certain terms and conditions apply based on credit.  Rates subject to change.

Did Back to School Get You Down!

Listen close, and you’ll hear the sounds of crickets and katydids at night.  These sounds also mean the kids are back in class, and now the bills from all that back to school shopping have you in tears!  Franklin Johnstown FCU can help with the bills that came from those back to school needs.  Apply for a Franklin Johnstown FCU Visa Platinum card.  These cards offer a low fixed rate of 10%* APR on purchases and 13.50%* APR on cash advances.  You can also transfer the higher interest balances from other cards and enjoy the budget savings of a lower fixed rate APR.  As an added benefit, you will get a 0%* introductory APR for the first six months after opening the card!  Stop in either the Vine St or Bloomfield St office to pick up an application today!

*Certain terms and conditions apply based on credit.  Rates subject to change.

 

To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

There’s never been a better time for credit union members to Invest in America. That’s why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new credit union members have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle with us. Thanks to our lower interest rates, your savings will really add up.

Click on the banner to learn more!