PLEASE NOTE

To help the government fight terrorist funding and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. 

 

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.  

PRIVACY DISCLOSURE

Franklin Johnstown Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services that meet your financial needs, and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice.  Please click the link below to read and review our policies:

 

Privacy Disclosure

 

After reading this notice, if you have any questions, please contact us at (814) 262-9117 or write to:

Privacy Notice

Franklin Johnstown FCU

310 Bloomfield St

Johnstown, PA 15904

RATES - EFFECTIVE November 1, 2011

 

Franklin Johnstown Federal Credit Union

“Member Helping Member”

Rates and Disclosures

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Rates and Disclosures

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697

Federally insured by the NCUA

Name of Account

 

Minimum Balance

APY*

Regular Shares

 

$25

0.15% on balance over $25$25

Share Accounts (Under 21 years of age)

 

$5

0.15% on balance over $25

Share Draft (Checking)

 

none 

none

 

 

 

 

Regular and IRA Share Term Accounts

 

 

 

 

 

 

 

Terms

 

Minimum Balance

APY*

  6 Months

 

$1,000.00

0.35%

12 months

 

$1,000.00

0.55%   

18 months

 

$1,000.00

0.55%

24 months

 

$1,000.00

0.75%

36 months

 

$5,000.00

1.00%

 

 

 

 

 

 

 

 

IRA Share Accounts (Traditional, Roth and Coverdell-Educational)

 

 

 

 

$5.00 minimum deposit

 

 

0.50%

 

 

 

 

Club Accounts

 

 

 

Christmas

 

 

0.50%

Vacation

 

 

0.50%

§ Rates are subject to change without notice

 

 

 

§ Minimum balance of $25 required to earn dividends

§ Share certificate dividends are paid quarterly unless requested by member

§ Share certificates are subject to a penalty for early withdrawal

§ Fees could reduce the earnings on any  account (applies only if fees are associated with the account)

 

 

 

 

    * APY (Annual Percentage Yield)