In order to become a member of the Franklin Johnstown Federal Credit Union, as with any other credit union, you must be an employee or retiree of one of the businesses in our charter, or be an immediate family member or live in the same household as one of these employees or retirees.  Should you wish to become a member, or if your business is interested in becoming part of our charter, simply stop by or call our Johnstown office at 544 Vine Street (814-539-5697), or our Richland office at 310 Bloomfield Street (814-262-9117).  Listed below are current members of our charter:



Franklin Johnstown Federal Credit Union

“Member Helping Member”

How To Join

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Earl Musselman – President

Sharon Bellak – Vice President

Sandy Stoykovich – Secretary

Florence Berkebile—Treasurer

Michael Capriotti

Carol Speicher

Fred Wyant



How To Join

Holiday Closings

What's New

Fee Schedule

Products and


VISA Information


Loan Insurance Programs

Scams/Phishing Alerts

      Identity Theft

    Youth Page

    Contact Us

   MEMBERS Financial        Network

ATM Overdraft Opt-In

Rates and Disclosures

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697



Michael Capriotti—Chairman

Thomas Callihan

Angela Gorzelsky

Norma Hetzlein



Please stop in either office to open your account with us.  Remember that you must meet the eligibility requirements as listed below.  You will need $25 to deposit in a share/savings account and a copy of your current photo ID, showing your correct address.

If you have any questions, please call our main office at (814) 262-9117 or (800) 473-2198 or our branch office at (814) 539-5697.

Federally insured by the NCUA

55th Annual PCTM Conference

Glosser Bros

PBF Online


Gold Star Farm

Penn Printing

ABA Industries

Greater Johnstown Clergy Assoc

Pet Junctions U.S.A.

A Chef For You' Catering

H. F. Lenz

Pro Courier Services, Inc.


Harry's Pizza

Professionals 4 Hire, Inc.

Allegheny Belting, Inc.

Harvey's Supply

Protective Security

Allegheny Electronics

Headrick Union Cemetery

Psychology and Human Services Club Of Pennsylvania Highlands Community College

Allstate Insurance

Highlands Home Health Care

Reese Teleservices

American Dream Realty

Hilltop Dental Associates

Rent-A-Cop Security

Andrew M Bellak, General Contractor

Hilltop Properties

Richland Cinemas

Apryle's Jewelers

Hoss's Steak & Sea House

Richland Fitness Plus, Inc

Assure Home Equity

Humane Society of CC

Richland Sports Center

Atrium Manor, Inc.

Ideal Tree Service

Richland Township Police Dept.

B & H Remodeling

Indiana Railroad Company

Ringler Motors

BCL Company

Jack Houston Construction

Rose of Sharon Home

Before the Sun



Bender Implement

JCM Industries

Rhythm of the Rails

Berkebile Bros

JPM Home Health Services

S & S Auto Salvage

Berkey Enterprises

J.P.S. Health Care, Inc.

Sani-Dairy Company

Bestform Foundations

John Henderson Co

Safari Enterprises, Inc.

Bethlehem Mines

Johnstown America Corp

Sargent's Court Reporting

Bethlehem Steel—Gautier, Lower Cambria, Rod & Wire or General Office Divisions

Johnstown Credit Bureau

Sassy’s Restaurant

Bird Electric & Supply

Johnstown Family Vision

Sell’s Auto Service

Blackburn Russell Co., Inc.

Johnstown Firefighters Local #463

Seth Corporation

Blacklick Valley Ambulance       

Johnstown Housing Authority

Smith's Furniture


Johnstown PA S&K Handyman

SMP Trucking, LLC

Burley’s Rink Supply

Johnstown Physician Supply Co.


Cambria Glass and Insulation, Inc.

Johnstown Police Motorcycle Corp.

Snyder Excavating LLC

Cambria Railroad Company

Johnstown Typographical Union No. 137

Solar Therm Remodelers, Inc

Cambria Somerset Assoc. of Realtors

Johnstown Water Works

Somerset Patriot Manor

Carl Ogline Agency of Allstate Ins Co.

Johnstown Wire Tech, Inc.

Somerset Plastics

Cauffiel Bros

Just Right Landscaping

South Fork Volunteer Fire Co.

Central Contractors

JWF Industries

Southern Alleghenies EMS

Cernic’s Suzuki/Honda

K & K Landscaping and Aquascape

Spangler Tree Service

Child Care Center


Sporting Goods Discounters

Cinderella Bridal & Tux

Kabler/Thomas Financial

St. Vladimir Cemetery

City of Johnstown

Kazcey Service, Inc.

Stahl Enterprises

Clark Auto Shop

Keystone Economic Developmen

Standard Forged Products, Inc.

Community Action Council

Krumenacker Lumber


Conemaugh & Black-Lick Railroad

Kuchera Defense Systems

Super City Manufacturing Co

Conference Archives

Kuchera Industries

Suppes Ford


Laurel Highlands Chapter 364 Vietnam Vets of America, Inc

Suzanne Sepety Consultants

Coreco Fiberglass

L&D Candies

Swank Building


Laurel Administrative Services Inc.

Swetz & Herbert P.C.

D. C. Plumbing and Heating

Laurel Automotive Services

Swinston Travel

D Edward Leasing

Laurel Management Co.

Sylvan-Whittle Real Estate

Day Dreams Daycare

Laurel Technologies, Inc.

Systems With Reliability, Inc

Days Inn

Lifestyles Orthopedic   

T. Peterson

Dennis Fabina Construction

Lightfoot’s One on One Printing

Team Chevrolet

Denny's Motorsports

Local # 630, AFSCME

Team Motor Sales

Dottie’s Gifts

Lower Yoder Twp. Employees

Teno's Truck & Auto

Dr. Joseph Ieni

M & C Trucking

The Practice

Dr. Martin Dudas

M & M Medical Equip. Repair

The Roadster Factory

Dravis Brake Beam Co.

Makin Waves/Nail Studio

Thiele Inc

Dudek Insurance Agency


Third Wave Development

Dy-Core of PA

Maple Winds Care Center

Tork’s Auto Service

East Hills Recreations Commission

Master Machine

Tribune Publishing Company

Econ Services

McCuch Incorporated

Turjan Construction Co., Inc.

EJ Weiss/Tony's Subs

McKolosky Chiropractic

Turner Gymnastics

EZ to Use Directories

Mihalko's General Contracting

TVM Building Products

Family Social Services

Miller Picking Corp.

United Cerebral Palsy S.A.R. Inc.

Fastenal Company

Morocco Electric

United Industrial Services, Inc.

FE Cooper Lumber Corp.

Monarch Realty and Appraisals


First Credit Resources

Mr. Willie’s

Valley Coal Company

Fisher Auto Parts

Naugle Insurance Agency


Forest Hills Pharmacy

Nature's Habitat

Visions Marketing

Fox's Pizza Den

New You

“WE CARE” Nursing Services

Fraternal Order of Outlaws

O’Connor’s Heating & A/C

Wesley Chapel Cemetery Assoc.

G.A.P. nonunion employees

Ogden Directories of PA


Galliker Dairy Company

Old Time Clockmaker

Wm Penn Auto

Garivan, Inc.

Page Bedding

WPP Dough Co

Gary Selders Custom Kitchens

Parkins Inc

WW Engine (Shaw Mack Sales)

General Kinetics, Inc, Alloy Metal Products Division

Paros Plumbing & Heating

Yanko Bros Trucking

Giant Auto Parts


Zepka Harley Davidson