Franklin Johnstown Federal Credit Union

“Member Helping Member”


How To Join

Holiday Closings

What's New

Fee Schedule

Products and


VISA Information


Loan Insurance Programs

Scams/Phishing Alerts

      Identity Theft

    Youth Page

    Contact Us

   MEMBERS Financial        Network

ATM Overdraft Opt-In

Rates and Disclosures

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697

Fee Schedule

Federally insured by the NCUA

Share Account Fees




Christmas Club early withdrawal



$5.00 & close

Vacation Club penalty after two withdrawals per year




IRA early withdrawal fee



Last quarter dividend whether earned or not

Share Certificate early withdrawal fee



90 days dividends, whether earned or not





Share Draft (Checking) Accounts




Returned nsf item fee



$25.00 per item

Courtesy Pay fee



$25.00 per item

Stop payment fee



$10.00 per request

Share draft printing fee



Varies upon style ordered

Photocopy of check



$3.00 per copy

Share draft history fee



$1.00 per month

Returned cancelled checks



$2.50 minimum charge for up to 32 drafts




$.08 per draft over 32 items

Loan Fees




Loan application fee



$5.00 per application

Mortgage loan application fee



$100.00 per application

Loan cancellation fee




Loan extension fee



$30.00 (Limit of two (2) per term of the loan)

Home Equity fees



Appraisal-$275, Payoff processing fee-other institution-$30, Loan cancellation fee-$30,Title Exanimation fee-$58.00, Recording Fees-$91.00

Other Service Fees




Deposited item return fee



$35.00 per item

Wire transfer fee



$15.00 domestic         $35.00 international

Money Order/Corp/Cashier Check fee



$  1.00 per item

Dormant account fee (no activity for 12 months)



$3.00 per month on accounts less than $100

Share account closing



$25.00 if open less than        3 months

Certified Check fee



$3.00 per check

Account research fee



$10.00 per hour                  (1 hour minimum)

Fax fee



$1.00 per page

Corporate Check stop payment fee



$10.00 per check

Money Order stop payment fee



$2.00 per check

Replace lost Visa debit/credit card



$5.00 per occurrence

VISA debit card - PIN request



$2.00 per occurrence

Returned statement fee



$5.00 per occurrence

VISA Gift Card Fee



$3.00 per card

CU Money Prepaid Debit Card Fee




Reinstate Blocked Debit Card




Escheat Fee




Garnishment Fee




Levies Fee




IRA Transfer to another institution