Franklin Johnstown Federal Credit Union

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Rates and Disclosures

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697

Fee Schedule

Federally insured by the NCUA

Share Account Fees

 

 

 

Christmas Club early withdrawal

 

 

$5.00 & close

Vacation Club penalty after two withdrawals per year

 

 

$5.00

IRA early withdrawal fee

 

 

Last quarter dividend whether earned or not

Share Certificate early withdrawal fee

 

 

90 days dividends, whether earned or not

 

 

 

 

Share Draft (Checking) Accounts

 

 

 

Returned nsf item fee

 

 

$25.00 per item

Courtesy Pay fee

 

 

$25.00 per item

Stop payment fee

 

 

$10.00 per request

Share draft printing fee

 

 

Varies upon style ordered

Photocopy of check

 

 

$3.00 per copy

Share draft history fee

 

 

$1.00 per month

Returned cancelled checks

 

 

$2.50 minimum charge for up to 32 drafts

 

 

 

$.08 per draft over 32 items

Loan Fees

 

 

 

Loan application fee

 

 

$5.00 per application

Mortgage loan application fee

 

 

$100.00 per application

Loan cancellation fee

 

 

$30.00

Loan extension fee

 

 

$30.00 (Limit of two (2) per term of the loan)

Home Equity fees

 

 

Appraisal-$275, Payoff processing fee-other institution-$30, Loan cancellation fee-$30,Title Exanimation fee-$58.00, Recording Fees-$91.00

Other Service Fees

 

 

 

Deposited item return fee

 

 

$35.00 per item

Wire transfer fee

 

 

$15.00 domestic         $35.00 international

Money Order/Corp/Cashier Check fee

 

 

$  1.00 per item

Dormant account fee (no activity for 12 months)

 

 

$3.00 per month on accounts less than $100

Share account closing

 

 

$25.00 if open less than        3 months

Certified Check fee

 

 

$3.00 per check

Account research fee

 

 

$10.00 per hour                  (1 hour minimum)

Fax fee

 

 

$1.00 per page

Corporate Check stop payment fee

 

 

$10.00 per check

Money Order stop payment fee

 

 

$2.00 per check

Replace lost Visa debit/credit card

 

 

$5.00 per occurrence

VISA debit card - PIN request

 

 

$2.00 per occurrence

Returned statement fee

 

 

$5.00 per occurrence

VISA Gift Card Fee

 

 

$3.00 per card

CU Money Prepaid Debit Card Fee

 

 

$4.95

Reinstate Blocked Debit Card

 

 

$25.00

Escheat Fee

 

 

$10.00

Garnishment Fee

 

 

$50.00

Levies Fee

 

 

$50.00

IRA Transfer to another institution

 

 

$25.00