If your Visa credit or debit card is lost or stolen, please call one of the following numbers to ensure that the account is blocked to prevent any fraudulent use:

Visa Credit Card - (800) 991 - 4961

Visa Debit Card - (800) 991 - 4965


The Franklin Johnstown Federal Credit Union’s website contains third party links which are not created or maintained by the credit union.  Links to other websites found here are provided to assist you in locating information.  A link between our website and another company’s does not constitute a product or program endorsement of any kind by Franklin Johnstown Federal Credit Union or it’s employees.  We have no responsibility for the content, accuracy, or propriety of information at the websites found at those links, or beyond.

Franklin Johnstown Federal Credit Union’s Privacy Policy does not apply to linked websites.  Therefore, it is advised to consult the privacy policies of any website visited outside of the www.franklinjohnstown.com domain.    

All .PDF files on this site require Adobe Acrobat for viewing.

It is available for download at: www.adobe.com/acrobat


To help the government fight terrorist funding and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. 

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documents.

Franklin Johnstown Federal Credit Union

“Member Helping Member”


How To Join

Holiday Closings

What's New

Fee Schedule

Products and


VISA Information


Loan Insurance Programs

Scams/Phishing Alerts

      Identity Theft

    Youth Page

    Contact Us

   MEMBERS Financial        Network

ATM Overdraft Opt-In

Rates and Disclosures

Online Banking has arrived!  After signing up at our office, simply click the link above.  You’ll be enjoying this convenient service in no time!

News and Important Bulletins

Open a new Visa Credit Card and get 0% for the first six months on all purchases and balance transfers.

Subject to credit approval.

310 Bloomfield St               544 Vine Street

Johnstown, PA 15904        Johnstown, PA 15901

814-262-9117                       814-539-5697

Fax: 814-262-0709             Fax: 814-535-4207


The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members.  We strive to provide the highest quality of personal attention while maintaining stability and growth.

We are ultimately committed to the credit union philosophy of:

“Member Helping Member”

Federally insured by the NCUA

Voice Response Unit (VRU) is here for you...


If you have ever tried calling the credit union to get your balance, only to have the phone continually ring or be put on hold, why not try our Voice Response Unit.  All you need is your account number followed by a zero (no added zeroes or ones in front) and your access code, which initially is the last four digits of your Social Security number.  For former Gautier members, your access code transferred from Gautier.  The phone number for local calls is 254-4377 and out of town can call toll free at 888-705-7906.  Just follow the prompts and you can get balances, check clearings, transfer funds, all without waiting for a member service rep to finish waiting on the member(s) in front of them and answer the phone.

Home Banking / E-Statements

If you haven’t already done so, now is the time to sign up for home-banking.  Stop in any of our offices to have your account linked to home-banking.  Then use the link above to access your account 24-7.  View check clearings, deposits, withdrawals, all with the click of the mouse. You can transfer money between accounts and make your loan payments here as well.


While you are at it, why not sign up for e-statements.  No more waiting for the mailman to deliver your monthly/quarterly statement. Your statement will be available for viewing/printing on the first of each month/quarter.  It will be on your Home Banking page under the E-Statements tab.  The statements are in PDF format.  You have the option to opt out at any time and return to getting paper statements simply by notifying us at either office.  If you need a printout of your transactions at any time, there is a $1.00 per month fee and can be done at either office.

Text Box: Franklin Johnstown Federal Credit Union has partnered with CUNA Mutual Group to offer Long Term Care coverage.  Click here to log on to our secure website to perform a personal and financial needs assessment, determine specific state costs for various long term care options, obtain a quick pricing quote from multiple carriers, or contact Long Term Care Specialist for assistance and apply for coverage.
Text Box: Reg D Transaction Guidelines
Regular share accounts are included in the definition of a savings account for the purpose of Regulation D (Reg D).  Regulation D imposes a six Transfer/withdrawals limit on savings accounts, which includes the following types of transactions:
	Preauthorized or automatic withdrawals
	Overdraft transfers
	Telephone transfers
	Transfers initiated by a personal computer to another account (ie: draft) at the same Credit 	Union or to a third party (ACH withdrawal) during a calendar month or statement cycle
Simple “Rule of Thumb”:  If the transaction is not done in person at the Credit Union, it must be counted as a Reg D Transaction.  Transactions beyond the six allowable will be denied and can result in overdraft or courtesy pay fees.  
What the message here is:  If you are writing checks, using your debit card and paying bills from your share draft (checking) account, put the funds in the checking account.  
Otherwise it could end up costing you $$.

Office Hours:

Mon-Thurs 8:30 a.m. to 4:30 p.m.

Friday         8:30a.m. to 6:00 p.m.

Important: We will never contact you via text message about your account, debit card or credit card.  DO NOT give your information out!!!!


“Tell A Friend” month continues at the credit union. 

You know how great it is to be a member of Franklin Johnstown Federal Credit Union, but have you taken the time to share that news with your fellow employees?  If you joined the credit union through your current employer, then your employer is part of our Charter.  What this means is all your fellow employees are also eligible for membership in the Franklin Johnstown Federal Credit Union.  If you have changed employment and your current employer is not part of our Charter, encourage them to become part of our family.  This enables all the employees access the benefits of FJFCU.

If you refer one of your fellow employees for membership, upon their membership, both you and your referral will receive a gift.  Pick up a referral slip at either office.   Share the news!!!


When establishing your answers to the Random Security Questions, please remember that the answers must be typed in exactly as they were entered each time you log into your account.  If you need your answers reset, please call our office and we will reset them for you.  Why not print out the page after you establish your answers, before clicking Continue?!


If you are interested in receiving e-Statements via online banking, you must complete and sign a card at one of our offices.

Sprint IIA Talk About Savings

for members of
Franklin Johnstown FCU